How to calculate the reformed pension
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Before meeting how to calculate pension after reform we should know that from 2013 and established a transitional period, workers will be retiring later progressively each time, from 2027, we all retired at age 67.
Although there are exceptions, as for example we can continue to retire at 65 if we have listed a minimum of 37 years and also some risk occupations or workers in the construction sector may retire earlier.
Another point to consider in determining how to calculate the reformed pension so far is that if they took 15 years to figure quoted as our pension period, this period is extended from 15 to 25 years.
- First, the pension will depend on the years of contributions and of the base, so we’ll hand the contribution base of the last two years above the age of 23 will be used to calculate the pension, but properly updated with the CPI.
- The resulting amount is multiplied by 12 months and divide by 14 for the extra pay, as will result the base salary.
- With this figure, we will go to the years we have traded since they are based on application of a percentage or other regulatory base on this, for example to 15 years of contributions shall apply a rate of 50% to 65% 20 years , rising three percentage points each year of contributions, and up to 100% which corresponds to the 37 years needed to collect 100% of the pension.
Thus, the amount obtained by After calculating the pension reformWill be what we will charge even if we leave this figure is below the minimum pension set at 730 euros a month if one spouse charge or if you do not have amounts to 601 euros a month, we ensured the collection of the minimum pension.
Although it should be noted that the pension has a maximum, which amounts to almost € 2,500 per month for the year 2011.
Generally a result of the reform of pensions, our pension will be reduced in most cases to be extended the period used to determine how to calculate the reformed pension.
